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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174187)

I think it totally reliable it means we can have thi...

I think it totally reliable it means we can have things earlier against waiting to save they also inform us a pay ment is due on a certain date I am very pleased to use this credit I have found it a great help Reviewed on: 7th July 2026

Easiest way to pay for things

I have been using PayPal for some years and the offer has constantly improved and is compellingly easy to use and just makes sense when comparing to other payment methods Reviewed on: 7th July 2026

Always able to communicate with PayPal

Always able to communicate with PayPal Reviewed on: 7th July 2026

Convenience of just using one service to pay for eve...

Convenience of just using one service to pay for everything Reviewed on: 7th July 2026

Nice and easy way to pay.

I used it a few times. it is no different than using PayPal normally apart from you don't pay it straight away and there may be interest fees. It’s not hard to pay off if you pay extra on top of the minimum fee. Reviewed on: 7th July 2026

Easy to use, efficient, makes my life easier

Easy to use, efficient, makes my life easier Reviewed on: 7th July 2026

Safe company

Easy to Registered and pay back with no interest Reviewed on: 7th July 2026

Paypal User

Love using Paypal so simple to use and helpful customer service Reviewed on: 7th July 2026

Helpful every step of the way

The customer service is excellent friendly professional the answer my questions and resolve everything quickly making the whole process easy and stressfree that’s why I would happily recommend them to others Reviewed on: 7th July 2026

I find PayPal credit very easy to use.

I find PayPal credit very easy to use. I am notified each time I make a payment on credit and when I am due to make repayments. Its super easy.. i can also track what i have paid or bought through the app. I havent needed to contact them for any reason. Reviewed on: 7th July 2026

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