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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177255)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Happy with it.

5
Happy with it. No problemas at all. Reviewed on: 7th July 2026

satisfied Customer

5
Everything I've needed to know or had difficulty understanding, was explained in full so I would know exactly what to expect Reviewed on: 7th July 2026

Very easy to use service no problems at all

5
Very easy to use service no problems at all Reviewed on: 7th July 2026

Haven’t got 1 bad word to say.

5
Haven’t got 1 bad word to say. Been using for many many years. App easy to use and always help if needed. Reviewed on: 7th July 2026

I feel safe with paypal Excellent! Love it

5
I always use my paypal to buy and pay i feeel safe and its easy to use excellent Reviewed on: 7th July 2026

Other than making the credit card statement easier t...

5
Other than making the credit card statement easier to read and understand online I enjoy using PayPal and I think it’s such a secure and safe way to spend money online. Reviewed on: 7th July 2026

Excellent credit provider

5
I have always had a great experience with PayPal, I especially love the pay in 4 months interest free or pay in 3 option. It gives you the flexibility to make a purchase without the stress of immediate payment especially in emergencies Reviewed on: 7th July 2026

PayPal Credit is very reliable, and handy.

5
PayPal Credit is very reliable, and handy. The obvious advantage is that you can pay 0% interest for 4 months, which many people don’t have access to via normal credit cards. The customer service team are also very helpful if you have a question, and get your query answered or sorted asap. Reviewed on: 7th July 2026

They are a great help when needing to buy now pay la...

5
They are a great help when needing to buy now pay later anything I’ve ever needed to query they’ve always been there with great support also some purchases are interest free for 4 months great little savour Reviewed on: 7th July 2026

Friendly staff but not easy to get through

5
Friendly staff but not easy to get through Reviewed on: 7th July 2026

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