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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176004)

Always used PayPal , great service!

5
Always used PayPal , great service! Even settled a dispute for me Reviewed on: 7th July 2026

Gave me flexibility

5
Gave me flexibility to buy what I needed Reviewed on: 7th July 2026

Everything was fast and convenient.

5
Everything was fast and convenient. Thank you. Reviewed on: 7th July 2026

100% Period

5
I am extremely delighted as this payment option is secure, safe and steady . I having been using pay pal for many many years . Indeed they have been very consistent . I am very happy with them. Reviewed on: 7th July 2026

Quick and easy

5
Quick and easy, I use it for larger purchases Reviewed on: 7th July 2026

Always easy to access, good control.

5
Always easy to access, good control. Easy browsing. Reviewed on: 7th July 2026

Cost effective way to pay

5
Very cost effective way to pay for items, no hassle, interest free! Reviewed on: 7th July 2026

Generally easy to use, never had any issues.

4
Generally easy to use, never had any issues. Reviewed on: 7th July 2026

JOB DONE

5
SPOKE TO HELP LINE PROBLEM SOLVED WITH IN 15 MINUTES Reviewed on: 7th July 2026

Very secure, very helpful, easy to use. Peace of Mind.

5
Very secure, very helpful and very easy to use. I bought something with PayPal before, but the supplier didn't deliver and was refusing to issue a refund, even though they didn't deliver. I went through PayPal and they got me my refund. PayPal would then pursue the company their end and I wouldn't need to worry about it. Very trustworthy, totally reliable. I would buy anything through PayPal if anything just for the peace of mind. Reviewed on: 7th July 2026

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