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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (141957 reviews)

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4.73

Based on 141,957 reviews, last reviewed 18th Jun 2026

4190300% increase in 5 star reviews

in the past 90 days

11950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

CONVENIENT, AND SAFE... I find PayPal a very convenient and safe way of making payments. I also like the facility to pay in three instalments which help me to manage my money... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Bought a TV. Arrived smashed.. PayPal did'nt pay! I bought a TV from Xiaomi and it arrived smashed to pieces. You decided in their favour when I raised at money back guarentee? still unsure how that w... Read more Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (141957)

Affordable

Easy to use and affordable very good indeed will tell my family and friends about PayPal Reviewed on: 13th June 2022

Paypal credit just works!

I've been using Paypal credit for some time now and quite like it. Of course there is room for improvement but it just works and it is always there and available when you need it. Reviewed on: 13th June 2022

Great customer service

I have been using PayPal credit for many years, I've never paid any interest and whenever I've called for advice I've received clear and helpful answers . Reviewed on: 13th June 2022

Easiest, Convenient and safest services

Paypal has always been providing a trusted service/platform for us. It has protection put in place for us to buy and sell safely. Paypal Credit has also make buying something that is slightly more expensive more affordable with the 0% interests. Reviewed on: 13th June 2022

really helpful

i find paypal credit very helpful, Reviewed on: 13th June 2022

Is There when needed

Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022

Very helpful when you are struggling with cash

I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022

Help in times of emergency

I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022

Easy and safe to use

No problem way to purchase the big items Reviewed on: 13th June 2022

Excellent and more!!!

Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022

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