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PayPal: PayPal Credit reviews

4.73
Based on 142,967 reviews, last reviewed 19th Jun 2026
4236050% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use experience, good for spreading costs Easy to use experience, good for spreading costs Reviewed on: 19th June 2026
Jaden B's avatar
Jaden B

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142967)

Great

5
Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022

Good

5
Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022

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