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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145282 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145282)

Quick and easy

No nonsense, quick and easy payment options with multiple offers regarding spreading the cost of £0 interest for a certain period etc Reviewed on: 13th June 2022

Easy to access

Easy to use, easy to Access, and offered payment plans during Covid Reviewed on: 13th June 2022

Simple and easy

It’s just trusting me as student and I will keep them when I work Reviewed on: 13th June 2022

Very good for credit

I really recommend PayPal credit because it’s very easy to use Reviewed on: 13th June 2022

paypal revue

PayPal is the best it's the only way to shop online Reviewed on: 13th June 2022

Easy to use, convenient and always safe

Paypal credit has meant I can spread my payments over several months, saving me money. I always receive a handy reminder to pay the minimum each month, which is really easy to do from my linked bank account or the Paypal balance Reviewed on: 13th June 2022

Very helpful in times when ur broke

I'm always broke so PayPal is my savior Reviewed on: 13th June 2022

Excellent

Always instant, never a problem! Reviewed on: 13th June 2022

PayPal credit rocks

Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022

Painless to use and efficient

Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022

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