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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167064 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167136)

Easy to use and convenient.

Easy to use and convenient. Have used many times! Reviewed on: 4th June 2024

Efficient customer service

Helping me a lot and the customer service are efficient Reviewed on: 4th June 2024

Helps me budget and enables me to spread costs.

Helps me budget and enables me to spread costs. So I can buy what I wouldn't normally. Reviewed on: 4th June 2024

Everything about PayPal is wonderful!

Everything about PayPal is wonderful! They allow me to manage my money in a safe and meaningful way whilst developing my credit score. Whenever I have an issue they are accessible and helpful, and their app interface is fantastic and easy to use! Reviewed on: 4th June 2024

Always helpful and really good to use

Always helpful and really good to use Reviewed on: 4th June 2024

Doesn’t get much better than this

Couldn’t have asked for a smoother experience. Easy, straight forward and no hidden nasties! Would definitely recommend to anyone in my life regardless of financial situation. Great work paypal! Reviewed on: 4th June 2024

PayPal Credit is straight forward and easy.

PayPal Credit is straight forward and easy. It's available for most purchases and customer service looks to fix any issues quickly. Reviewed on: 4th June 2024

I have been using paypal for years, pay pal credit h...

I have been using paypal for years, pay pal credit has been very useful still with some issues when trying to pay off. I would prefer to see an option to individually click on items I wish to pay off. For example if I have used £600 cause I bought 4 items I have to calculate the monthly payment plus the 1st item price to pay it off before 4 months interest free deadline, I would prefer to have an option to choose the item and the amount. In addition I have had the same credit for years without any issues and I havent had an increase offered for more than 4 years, or at least an increase to interest free months from 4 , to 6 or even 12 months. This would be more useful for valuable customers. Overall I do enjoy Paypal credit and 3 Interest free payments. Easy to use and track. And I do hope I will get this £1000 as it will go through for my wedding in September Reviewed on: 4th June 2024

You get 3/4 months intrest free which is really help...

You get 3/4 months intrest free which is really helpful to pay for items Reviewed on: 4th June 2024

Simple to use and safe x Accepted by a lot of compan...

Simple to use and safe x Accepted by a lot of companies x Safe Reviewed on: 4th June 2024

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