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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (167887)

I like the range of features PayPal offers

5
I've used PayPal for various transactions, ranging from using the pay in 3 via the PayPal credit which was SO simple to do, to making an international money transfer to a relative and for making or requesting payments when buying and selling items privately, plus of course buying new items on online retail stores. Always a very simple process. Reviewed on: 4th June 2024

I think PayPal is the best option for buying stuff...

5
I think PayPal is the best option for buying stuff online. Their customer service is awesome, they're always so quick to help. Reviewed on: 4th June 2024

I love paypal

5
PayPal is a great way of making payments online and knowing your money is safe. Reviewed on: 4th June 2024

Easy to use and clear instructions

5
Easy to use and clear instructions Reviewed on: 4th June 2024

Amazing customer service!

5
Amazing customer service! They always get problems sorted as soon as possible in a timely manner. Reviewed on: 4th June 2024

PayPal credit is affordable, easy to use and easy to...

5
PayPal credit is affordable, easy to use and easy to repay Reviewed on: 4th June 2024

Pay pal is great it has helped me out a...

5
Pay pal is great it has helped me out a lot Reviewed on: 4th June 2024

No issues at all

5
No issues at all, always no when payment goes out. Good communication. Really recommend Reviewed on: 4th June 2024

PayPal very easy to use.

5
PayPal very easy to use. I use PayPal all the time when I do a payment online. Secure and fast. Reviewed on: 4th June 2024

Used PayPal credit for years now and offers a great...

5
Used PayPal credit for years now and offers a great alternative to the usual credit cards Reviewed on: 4th June 2024

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