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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168035)

Always friendly and helpful.

Always friendly and helpful. I've never had any issues with the customer service and everything runs efficiently Reviewed on: 5th June 2024

It's alright.

It's alright. Just like a credit card but only usable online Reviewed on: 5th June 2024

PayPal Credit is a good deal better

PayPal Credit has truly been a game-changer for me. In times when my bank account is running low, but my car urgently needs new tires or a battery, PayPal Credit has been my go-to solution. With the option to buy now and pay back over time without any interest, it's definitely the smartest choice out there. Reviewed on: 5th June 2024

Excellent experience .

Not had any issues since I started using PayPal credit…love it Reviewed on: 5th June 2024

Very good use it a lot, it’s secure and safe...

Very good use it a lot, it’s secure and safe Reviewed on: 5th June 2024

Great tool for financing shopping.

Great tool for financing shopping. Easy and helpfull Reviewed on: 4th June 2024

Always easy to use.

Always easy to use. The only downside is that 0% over longer periods isn’t available at every retailer, but they need to make money somewhere! Reviewed on: 4th June 2024

Great service and customer service

Great service and customer service Reviewed on: 4th June 2024

I use PayPal to pay for everything it’s in my opinio...

I use PayPal to pay for everything it’s in my opinion the safest way to pay. So being offered credit was a really welcome surprise. Easy to use and apply for I recommend it highly to my family Reviewed on: 4th June 2024

Fantastic, easy to use and easily tracked.

Fantastic, easy to use and easily tracked. Reviewed on: 4th June 2024

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