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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168114)

Really easy to use good rates lots of options for ho...

Really easy to use good rates lots of options for how to repay. Would recommend and really good app Reviewed on: 5th June 2024

Excellent services.

Excellent services. Never disappointed. Integrity and always ready to assist you. Reviewed on: 5th June 2024

Easy process

PayPal credit is straight forward and easy to apply for Reviewed on: 5th June 2024

0% interest PayPal Credit

I often use the 0% interest PayPal Credit facility, spreading the payments over 4 months. This has helped out on larger items and makes sense, a clear easy way to spread the costs. Reviewed on: 5th June 2024

PayPal credit I found always very helpful to buy thi...

PayPal credit I found always very helpful to buy things on websites who have PayPal option,I have good experience with the customer service they always tried to help me as much they can and my credit limit is increased as I make payments on time Reviewed on: 5th June 2024

Very convenient and easy to use.

Very convenient and easy to use. Payment in 3 installments is fantastic. Highly recommended. Customer support is second to none. They do a good job at putting your mind at ease when you have concerns about your account. Reviewed on: 5th June 2024

Every experience has been great, wonderful customer...

Every experience has been great, wonderful customer service and great protection if a sale goes wrong! Reviewed on: 5th June 2024

Best PayPal service

Been using PayPal for a while..best finance ever Reviewed on: 5th June 2024

Fantastic

I had a very friendly experince I felt valued. Reviewed on: 5th June 2024

Top notch very easy and transparent

Top notch very easy and transparent Reviewed on: 5th June 2024

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