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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168159)

For everyday uses are ok so easy to use and good for...

For everyday uses are ok so easy to use and good for finaces Reviewed on: 5th June 2024

Excellent Service

Excellent way to spread the cost of larger purchases . Easy to manage your account Reviewed on: 5th June 2024

Helpful east to use straight forward

Always very helpful, and so simple to use . Perfect accessible app easy to navigate no silly adds. Reviewed on: 5th June 2024

Paypal credit have a low rate , sending notification...

Paypal credit have a low rate , sending notifications before taking the payment Reviewed on: 5th June 2024

Very good for spreading the cost over 4 months with...

Very good for spreading the cost over 4 months with zero interest. Reviewed on: 5th June 2024

Perfect Paypal

Never had any issues with Pay Pal. Always exceptional customer service Reviewed on: 5th June 2024

Pay pal is No: 1

No issues, very quick to help with any problems Reviewed on: 5th June 2024

Flexibility

So convenient to have a breathing space to make a payment when it suits you Reviewed on: 5th June 2024

Good experience no hassle easy ti use

Good experience no hassle easy ti use Reviewed on: 5th June 2024

Easy to use and monitor , billing and statements cle...

Easy to use and monitor , billing and statements clear and concise , when using to make a purchase information easy to find and use Reviewed on: 5th June 2024

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