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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (156423 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (156449)

I use the interest free PayPal credit for larger items.

I use the interest free PayPal credit for larger items. They are great at keeping me informed as to when my payments are due and how much. Reviewed on: 17th May 2024

Pay pal credit... thoughts

Handy to have paypal credit in case if emergencies, or just treat yourself or someone with goods and beign able to spred cost for few months, even after 0% rates are acceptable for thos who won't make it on time, as per customer service hard to say had one bad situation when never recovered money for order by paying with PP credit, and pretty much only one biggest drawback that really grinds my gears is that the "algoritm" computer is deciding about your credit limit no human beign can do anything. Reviewed on: 17th May 2024

Great way of paying for items.

Great way of paying for items., it is useful with shopping online and happy with the security it gives me when paying for items and protecting me from fraud. I will continue to use PayPal as a first option, it’s very easy to use. Reviewed on: 17th May 2024

Better choice, easy to control and use

Better choice, easy to control and use Reviewed on: 17th May 2024

The best flexible consumer borrowing platform

Very easy and straight forward to use the PayPal services. Pay in 3 is an excellent product that supports affordability with interest free credit as well longer periods made available from time to time. Reviewed on: 17th May 2024

Safe and protected with PayPal

Prompt informative chat service. Accurate info. Reviewed on: 17th May 2024

Everything is ok, works like it supposed to

Everything is ok, works like it supposed to Reviewed on: 17th May 2024

Thank you PPC!

Paypal Credit has been a great budgeting tool for those unexpected one off purchases I’ve needed to make! Reviewed on: 17th May 2024

Fabulous experience each and every time using PayPal.

Fabulous experience each and every time using PayPal. From the 4 months interest free option to the option to pay online, I just love it! I wouldn’t be without PayPal now as my flexible way to pay. Reviewed on: 17th May 2024

Very good I can use PayPal credit anytime when I can...

Very good I can use PayPal credit anytime when I cannot afford to pay the full amount. I take advantage of the interest-free credit for four months Reviewed on: 17th May 2024

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