Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (156940)

Very easy to use and explain best credit ive ever...

5
Very easy to use and explain best credit ive ever used Reviewed on: 18th May 2024

Very useful payment method, use for credit purchase...

5
Very useful payment method, use for credit purchase and pay 0% interest. Very secure and safe payment method Reviewed on: 18th May 2024

Quick and easy

5
Quick and easy to set up and use Reviewed on: 18th May 2024

4 month interest free is very helpful.

5
4 month interest free is very helpful. Reviewed on: 18th May 2024

It's PayPal, modern amenity

4
It's a must in modern climate. The pay in 3 feature is useful. System is easy to use Reviewed on: 18th May 2024

Paypal: Paypal Credit review.

5
Easy to use app , terms explained well, plenty of options on how to pay back 3 month , 12 month. Reviewed on: 18th May 2024

Miss Karolina

5
So happy with using a PayPal and PayPal credit. Good the PayPal increase my limits Reviewed on: 18th May 2024

The 4 months interest free on purchases is great.

5
The 4 months interest free on purchases is great. Reviewed on: 18th May 2024

Good way to pay easy to use no hassle

4
Good way to pay easy to use no hassle Reviewed on: 18th May 2024

0% interest for 4 months

5
I really like that you can spread the cost of an item to 4 months with 0% interest. Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 80797 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3766 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 109 reviews
    PayPal
    View all products