Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (153436 reviews)

View other PayPal products

4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (153457)

Best.of the best

Sometimes PayPal Really helpful,Its better than a credit card Reviewed on: 12th May 2024

Just what I need when I need.

Always easy to use and perfect to buy and use pay day to pay off. Reviewed on: 12th May 2024

Good experience overall.

Good experience overall. Easy to check out. Very user friendly Reviewed on: 12th May 2024

Love PayPal credit.

Love PayPal credit....a helping hand and able to spread payments interest free Reviewed on: 12th May 2024

No issues, clear payment plan.

No issues, clear payment plan. Easy to use and deal with . Reviewed on: 12th May 2024

Never had any issues very easy to use!

Never had any issues very easy to use! Reviewed on: 12th May 2024

Very easy to use app customer service

Very easy to use app customer service Reviewed on: 12th May 2024

Good, especially since now I can use it in store and...

Good, especially since now I can use it in store and everywhere. Reviewed on: 12th May 2024

Fantastic way to pay

Fantastic way to pay for items gives me security knowing if there's something wrong with what I've bought PayPal has my back with buyer protection and refunds are almost instant. I've always used PayPal since eBay started and now I use it all over Reviewed on: 12th May 2024

Thanks Use it all the t and if something g...

Use it all the time not a problem and if something gos wrong their there to help Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80687 reviews
Payments
from PayPal 4.71 from 3765 reviews
Credit card
from PayPal 4.70 from 106 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub