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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (156450)

Top service.

5
Top service.. Great reassurance.. Reviewed on: 11th May 2024

Good for doing work ,and helping me and customer

5
Good for doing work ,and helping me and customer Reviewed on: 11th May 2024

Love PayPal credit!

5
Handy for bigger purchases that you need time to split payments on, really handy app! Clear to use Reviewed on: 11th May 2024

Secret project

5
Keeps my project going without telling my wife how much actually spending on the car, spread the cost the your sorted love it! Reviewed on: 11th May 2024

Very easy and good interest free periods

5
Very easy and good interest free periods Reviewed on: 11th May 2024

yes smartway to shop and safe welcoming more people...

4
yes smartway to shop and safe welcoming more people to do so Reviewed on: 11th May 2024

Best service always

5
I have done two credits through PayPal. I am so happy for their interest free offers. Also their customer service team is the best, they are always ready to help. I have been so grateful for their service. Reviewed on: 11th May 2024

I use PayPal for all online payments.

5
I use PayPal for all online payments. PayPal should work hard and become more widely available Reviewed on: 11th May 2024

Pay in 3?

5
Pay in 3? Plus 4 months interest free on purchases over £100? Need I say anymore, better than a credit card Reviewed on: 11th May 2024

no issues and interest free for a set time frame

5
no issues and interest free for a set time frame Reviewed on: 11th May 2024

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