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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (156935 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (156940)

Great customer service.

Great customer service. Always very helpful Reviewed on: 12th May 2024

Excellent option for short term smaller purchases!

PayPal credit is by far the best option for smaller payments. My computer, phone and watch are all on 0% Apr deals making it smarter and more manageable for me to make large payments over time. Very easy to stay on top of and pay on time. The app is brilliant. Very much love PayPal! Reviewed on: 12th May 2024

Best for online shopping.

Best for online shopping...gives you plenty offers to pay in installments.Would love to have a credit card of paypal if that rolls out Reviewed on: 12th May 2024

Very useful and reliable credit service

Very useful and reliable credit service Reviewed on: 12th May 2024

Would highly recommend

If I've had a problem they are always available to help always had quick response from them. Reviewed on: 12th May 2024

PayPal credit helped me out when other options weren...

PayPal credit helped me out when other options weren’t available. Great service, thank you! Reviewed on: 12th May 2024

Very simple to use

Very simple to use -convenient and easy Reviewed on: 12th May 2024

GREAT SERVICE

Nointerest charges. App easily accessible. Reviewed on: 12th May 2024

I have always shopped with PayPal.

I have always shopped with PayPal. If I ever had issues with the retailer it is sorted immediately.Customer service are excellent they are nice, polite, helpful, friendly and understanding. Reviewed on: 12th May 2024

Super App & Great Service

Great app and plenty of vendors/online stores accept PayPal. Customer service has always been easy to access providing super friendly service. An all round great service. Reviewed on: 12th May 2024

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