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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (156935 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (156940)

My experience with PayPal is good

My experience with PayPal is good Reviewed on: 18th May 2024

Love PayPal the safes and easiest was to pay

Love PayPal the safes and easiest was to pay Reviewed on: 18th May 2024

Overall Best and easy to use

Everything is great about PayPal and you can use it very easily and all the transactions and details are very clear but when I called customer service to unfreeze my account. They said it will take 5 days but it took more than 20 days after calling them multiple times and finally a good customer service lady helped me in resolving instantly. Reviewed on: 18th May 2024

PayPal Credit has helped me during the hardship.

PayPal Credit has helped me during the hardship. I wouldn't have been able to afford basic items I needed for work if it wasn't for PayPal! Sometimes being able to pay in installments is of great help... especially if they're free from interest when paying within 4 mounths! I've shared my experience with friends and family and they've been using PayPal Credit as well. Reviewed on: 18th May 2024

I know I am in safe hands with PayPal.

I know I am in safe hands with PayPal. Knowing that every transaction is guaranteed or your money back is more than any other bank Reviewed on: 18th May 2024

Convenient and user friendly.

Convenient and user friendly. It was done quickly for me. But payment schedule service should have immediate update. Reviewed on: 18th May 2024

Very efficient system & been happy using it for year...

Very efficient system & been happy using it for years now. Helps management of payments seamlessly. Definitely more useful than using my banking credit based systems. Would recommend to anyone and customer service is excellent Reviewed on: 18th May 2024

It's impossible to manage direct debits bit

It's impossible to manage. I believe it is designed this way to get interest from it's customers. 20 years behind. Direct debit is unmanageable. Shame on you PayPal. Customer rep tried to help but not useful. Reviewed on: 18th May 2024

Very handy credit card.

I couldn’t do without it. I use EBay a lot and this Paypal credit card has come in so handy. Reviewed on: 18th May 2024

Love PayPal Best experience ever!

Best experience ever! I use PayPal every day and I enjoy PayPal credit. Reviewed on: 18th May 2024

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