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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (164689)

It’s been incredibly easy to use and also set repaym...

5
It’s been incredibly easy to use and also set repayments Reviewed on: 2nd June 2024

Great services, 4 months to pay is very useful and h...

5
Great services, 4 months to pay is very useful and helps spread the load. Id very much recommend the PayPal credit facility Reviewed on: 2nd June 2024

I use paypal credit an its excellent

5
I use paypal credit a lot and have found the experience exceptional Reviewed on: 2nd June 2024

I have no problems with PayPal and certainly like th...

5
I have no problems with PayPal and certainly like their 4 months free credit Reviewed on: 2nd June 2024

PayPal Credit is great easy to access and interest g...

5
PayPal Credit is great easy to access and interest good comes in handy for buying larger items Reviewed on: 2nd June 2024

Safe and secure best ever ,100% customer service num...

5
Safe and secure best ever ,100% customer service number 1 for security and reliability easy payments cannot not say any more Reviewed on: 2nd June 2024

I have loved using PayPal Credit.

5
I have loved using PayPal Credit. It has provided with me some help to allow me to do amazing opportunities, and not miss out! Reviewed on: 2nd June 2024

Always safe and reliable with plenty of payment options

5
I have used PayPal for many years, it’s always reliable with an excellent customer service team. The pay in 3 credit comes in extremely handy when I need to buy something but am on a tight budget Reviewed on: 2nd June 2024

PayPal is ok

4
Been using since the 90s so that must say something. Only online payment company I use or am interested in using Reviewed on: 2nd June 2024

Good review.

5
I am really happy with having PayPal as it’s helped me a lot especially when it comes to paying bills. When I got introduced to the credit scheme PayPal was doing I was even more content as I could then get items I really wanted with the loan I had been given and could pay it back whenever I could. Reviewed on: 2nd June 2024

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