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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165251)

Great way to pay for items over a period of...

Great way to pay for items over a period of time Reviewed on: 2nd June 2024

Being able to afford luxury items a lot soon...

I have been able to afford ‘luxury’ items a lot sooner than I would have been able to have them. By ‘luxury’ I just mean above the basic life essentials in this cost of living crisis. I feel like I can treat myself a little, within my means. Reviewed on: 2nd June 2024

Easy to use, but keep a close eye on the interest

PayPal Credit is easy to use, but keep an eye on the promotional periods as usually it is interest free for only 4 months and some purchases will start accruing interest immediately. Reviewed on: 2nd June 2024

The best digital payment there is

Always available and great interest free deals Reviewed on: 2nd June 2024

Paypal is very flexible and dependable.

Paypal is very flexible and dependable. They offer support and advice when required with great customer service. Reviewed on: 2nd June 2024

PayPal provide excellent service I have used a lot

PayPal provide excellent service I have used a lot Reviewed on: 2nd June 2024

A very useful service with excellent repayments choices

A very useful service with excellent choice when it comes to repayment periods. Reviewed on: 2nd June 2024

Convenient with great customer service

Convenient with great customer service Reviewed on: 2nd June 2024

Safe and protective

Always feel safe using PayPal, purchase protection is very important. I use it for most of my purchases if available at the checkout Reviewed on: 2nd June 2024

Easy to use and payment flexibility

Easy to use and payment flexibility Reviewed on: 2nd June 2024

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