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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165782)

Good app with great deals

The 0% for four months and pay over three are super helpful for affordability and the app itself is easy to use. Reviewed on: 3rd June 2024

Always very easy to use and understand, clear and qu...

Always very easy to use and understand, clear and quick payments both in and out, never had any issues Reviewed on: 3rd June 2024

Regular use by myself as it is so safe and easy.

Regular use by myself as it is so safe and easy. It is my first choice for any online purchase. Reviewed on: 3rd June 2024

No issues with credit availability and flexibility.

No issues with credit availability and flexibility. Only minior issues with customer service after wrong payment method was used and no ability to revert or change. Reviewed on: 3rd June 2024

I had an issue with a purchase.

I had an issue with a purchase. Fantatstic service from the Resolution Centre. Swift and comprehensive response. That’s why I use PayPal when possible to cover my online purchases. Reviewed on: 3rd June 2024

Great to deal with and an easy process when paying w...

Great to deal with and an easy process when paying with PayPal Reviewed on: 3rd June 2024

Quick and convenient and easy to use money at finger...

Quick and convenient and easy to use money at finger tips and able to afford things spreading payments Reviewed on: 3rd June 2024

Very trusted, and get money back when required

Very trusted, and get money back when required Reviewed on: 3rd June 2024

The 0% APR for the first four months provides a valu...

The 0% APR for the first four months provides a valuable interest-free period to pay off purchases. This can help manage cash flow and avoid immediate interest charges on new purchases. Reviewed on: 3rd June 2024

Easy & reliable

Always really easy to use and customer service have been great when I’ve needed them Reviewed on: 3rd June 2024

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