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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (166206)

Highly recommended paypal

5
I have always had o good experience when using PayPal think you get a extra bit of security, and easy to use Reviewed on: 3rd June 2024

Very happy with overall level of service received.

5
Very happy with overall level of service received. Reviewed on: 3rd June 2024

It is so easy to make purchases I want when I need t...

5
It is so easy to make purchases I want when I need to with PayPal credit. The option of 4 months interest free credit is excellent. Plus you have the peace of mind using PayPal with their PayPal protection. Reviewed on: 3rd June 2024

Great service, love being able to split bigger purch...

5
Great service, love being able to split bigger purchases over 3 Reviewed on: 3rd June 2024

Good experience,no issues , recommend to all

5
Good experience,no issues , recommend to all Reviewed on: 3rd June 2024

Super convenient

5
Super easy and convenient to pay using PayPal when buying things online and now also in store. I also like the option to pay in three or spread over four months for larger purchases over £100. Never had any issues with PayPal! Reviewed on: 3rd June 2024

Easy to use, straightforward transactions with no is...

5
Easy to use, straightforward transactions with no issues.Have never had to contact customer service as have not had any issues for years. Great service provider. Reviewed on: 3rd June 2024

It’s easy to use and super simple

5
It’s easy to use and super simple Reviewed on: 3rd June 2024

PayPal credit has been very helpful in and easy to use

5
PayPal credit has been very helpful and easy to use Reviewed on: 3rd June 2024

Been using PayPal Credit for years now it’s conferen...

5
Been using PayPal Credit for years now it’s conference when you need to buy something then spread the cost for couple of months Reviewed on: 3rd June 2024

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