Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172966 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173036)

It’s a great way to spread the cost

It’s a great way to spread the cost Reviewed on: 9th June 2024

PayPal Credit - 4 months interest free credit

The main attraction was the 4 months interest free credit. It has been a real help in spreading out the cost, especially in the current economic climate. I would definitely recommend this to friends and family. Reviewed on: 9th June 2024

Never had a problem.

Never had a problem.. Always there when I need.. Good interest rate.. Reviewed on: 9th June 2024

Easy to manage online credit, and extended interest...

Easy to manage online credit, and extended interest free period on large spend. Reviewed on: 9th June 2024

Easy to use

Easy to use, easy and flexible repayments, excellent interest rate with a good term. Reviewed on: 9th June 2024

Reliable for every occasion, and 4 months interest f...

Reliable for every occasion, and 4 months interest free is really helpful Reviewed on: 9th June 2024

PAYPAL A1

Anytime i need some item and dont have the spare cash to buy there and then paypay is where i go , a fantastic fall back to get what u need and when u need it, it also offers other ways to pay again a fantastic way . I wont go anywhere else to get what i nerd , you can also keep track of what u pay and when. No issuse atall 5star all round . Reviewed on: 9th June 2024

Superb, efficient and effective platform and service.

Superb, efficient and effective platform and service. One thing i would like to see in the future however is PayPal cards for store use outside of web purchases. All in all a happy customer. Reviewed on: 9th June 2024

Helpfully in so many ways for paying for online purc...

Helpfully in so many ways for paying for online purchases and great repayment options Reviewed on: 9th June 2024

Excellent!

Excellent! Using Paypal for online payment is a guarantee form of payment - you will never lose your money. Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.70 from 3837 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95619 reviews
Payments
from PayPal 4.70 from 3838 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub