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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173410)

Excellent customer service, cannot find a fault.

5
Excellent customer service, cannot find a fault. Highly recommend Reviewed on: 9th June 2024

Yes,it helped me in my difficult times to pay.

5
Yes,it helped me in my difficult times to pay.Snd when doing online shopping its very safe process.The staff is friendly and well mannered.Free phone line to discuss.I am dealing with them for a long time and no hazel.some times but difficult to understand when paying the balance.so better have more simple ways.once I paid £100 to my Emirates ticket and it took off my monthly direct debit payments.so like this pls make it simple as old people don't understand much new technology Reviewed on: 9th June 2024

Easy to use and very helpful if you want to budget

4
Easy to use and very helpful if you want to spread the cost of purchasing an item. On occasion, you can be charged interest and it would be helpful to receive a message few weeks in advance to warn you! Reviewed on: 9th June 2024

Its a nice experience, however the repayment system...

3
Its a nice experience, however the repayment system is not that friendly and would hope they improve the customer service communication. Reviewed on: 9th June 2024

PayPal the best money provider

5
Always helpful great service safe and easy to use Reviewed on: 9th June 2024

Easy affordable way to pay.

5
Easy affordable way to pay. Customer service is excellent, very friendly helpful staff. Reviewed on: 9th June 2024

Great, easy to use and convenient using the 4 month...

5
Great, easy to use and convenient using the 4 month 0% interest Reviewed on: 9th June 2024

100 percent reccomend

5
PayPal credit is great my fridge broke so I was able to purchase one I wanted and use my PayPal credit Reviewed on: 9th June 2024

Excellent service.

5
Excellent service. Never had a problem in years. Reviewed on: 9th June 2024

Perfect Pay pal

5
Very easy to navigate have had no problems at all Reviewed on: 9th June 2024

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