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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173530)

Excellent experience using PayPal credit.

Excellent experience using PayPal credit. The fact you can spread large purchases over 4 months with interest free payments is a massive help. Reviewed on: 9th June 2024

I’ve used PayPal for years with selling things on eB...

I’ve used PayPal for years with selling things on eBay it’s helped the transactions side of thing so easy, if I have ever had a problem the team has been there for me to assist of able to help with what I should be doing next, I get my family and friends to use the app also! I have used the pay in 3 and credit side of PayPal which helps more than enough with various purchases, mos major companies will take the payment type that links up fabulously with the app and/or account. 5* company Reviewed on: 9th June 2024

Good clear account site for monitoring payments

Good clear account site for monitoring payments Reviewed on: 9th June 2024

Great and convenient and trustworthy

Great and convenient and trustworthy Reviewed on: 9th June 2024

Love pay In 3, it's it a lot easier to pay off large...

Love pay In 3, it's it a lot easier to pay off larger items making them more affordable. Reviewed on: 9th June 2024

app is user friendly, theres more choices to shop us...

app is user friendly, theres more choices to shop using paypal credit and finally paypal credit can now be used as a mode of payment when you go and shop and I like that it has zero interest for 4 months on your purchases Reviewed on: 9th June 2024

Excellent customer service

Any queries at all were dealt swiftly and professionally, excellent customer service, have been with PayPal for years and highly recommend to everyone. Reviewed on: 9th June 2024

Easy to setup easy to use never had a problem...

Easy to setup easy to use never had a problem Reviewed on: 9th June 2024

Amazing Experience

I LOVE PayPal Credit!! It’s so easy to use and available on so many different websites! Credit makes it easier to buy things in advance and to check the quality of goods! 4 months interest free is amazing!! Especially when you have a little one! Reviewed on: 9th June 2024

Using PayPal to pay over time helps me manage my spe...

Using PayPal to pay over time helps me manage my spending while enjoying the luxuries with my family. Reviewed on: 9th June 2024

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