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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173647)

So easy to get and easy to use a great way to pay fo...

So easy to get and easy to use a great way to pay for your purchases Reviewed on: 9th June 2024

Really handy have the monthly payments

Really handy have the monthly payments Reviewed on: 9th June 2024

Very good and easy to use.

Very good and easy to use. Easy to make payments and personally I have never had an issue. Reviewed on: 9th June 2024

Easy to do and to apply.

Easy to do and to apply. I booked my holiday using PayPal and I would use it again Reviewed on: 9th June 2024

Very easy to use and pay back

Very easy to use and pay back would be good to have it more clear if your paying back your instalment plans or your balance Reviewed on: 9th June 2024

Trainers and tools interest free..

I buy trainers and tools using PayPal Credit. I use the 4 months interest free option. So I get everything I need interest free, excellent. Reviewed on: 9th June 2024

Easy to manage couldn't fault it

Easy to manage couldn't fault it Reviewed on: 9th June 2024

Easy and secure.

Easy and secure way to make payments. No issues. Reviewed on: 9th June 2024

Paypal statement confusion

Paypal statements always lags and not up to tge minute as you sometimes not sure what the real balance is till a few days later unlike some credit cards where what you see is the actual balance and it's always clear Reviewed on: 9th June 2024

PayPal Credit is stress free borrowing.

PayPal Credit is stress free borrowing. Reviewed on: 9th June 2024

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