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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173688 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173749)

Love paypal

Smooth and swift service. Makes money matters a doddle Reviewed on: 9th June 2024

I think its best borrowing option out there

I think Paypal credit is the best option I havw used for borrowing. Its so fair and allows you to pay earliest balances first to save on interest. They have the customer in mind 100%, not trying to make money off people. I have recommended loads of people to use it. Reviewed on: 9th June 2024

Awesome to use

Really easy to use and would highly recommend Reviewed on: 9th June 2024

I once had an unknown payment on my account and PayP...

I once had an unknown payment on my account and PayPal customer support was quick and effective with helping me sort it. Reviewed on: 9th June 2024

Easy to use, great rates, simple layout and great cu...

Easy to use, great rates, simple layout and great customer service Reviewed on: 9th June 2024

Brilliant.

Brilliant. I love the 4 months interest free for £100 purchases. It is easy to use and hassle free. Reviewed on: 9th June 2024

The PayPal products like pay in 3 or pay in 4 with n...

The PayPal products like pay in 3 or pay in 4 with no fees if you pay in 4 months is excellent. This options give you a freedom to purchase right products and have time to pay later. Have your needs now pay later. This guys are very smart. 5+ Stars Reviewed on: 9th June 2024

Secure and Safe

Secure and safe, it's easy to use with range of providers. Reviewed on: 9th June 2024

Useful app & secure payments.

Have been using PayPal for a long time & find it very good & easy to use. It is my way of payment of choice online for transactions as I feel it’s a little more secure than using say my debit / credit card. Reviewed on: 9th June 2024

Always handy to have there open with prices

Always handy to have there open with prices Reviewed on: 9th June 2024

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