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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174446 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174455)

4 months interest free on purchases over £100 is the...

4 months interest free on purchases over £100 is the greatest benefit, I use it regularly and never had any issues. Reviewed on: 10th June 2024

Excellent customer service, really good Apr and the...

Excellent customer service, really good Apr and the credit limit increases are fair Reviewed on: 10th June 2024

Easy to use and good to have

PayPal is super easy to navigate and be in control of what you owe and when you pay it. Really good for when you don’t have your card handy and can still pay off with your card as it’s attached ! Reviewed on: 10th June 2024

Makes for a quick checkout and easy way to spread th...

Makes for a quick checkout and easy way to spread the cost of larger purchases. Certainly helped in making the choice between the decision 'to buy or not to buy'. Reviewed on: 10th June 2024

I like the flexibility that comes with repayment of...

I like the flexibility that comes with repayment of balance. Reviewed on: 10th June 2024

I trust PayPal implicitly.

I trust PayPal implicitly I wouldn't use anyone else to make payments for me because I know if PayPal says they will do something that they will in fact, do it. Reviewed on: 10th June 2024

Easy and flexible.

Easy and flexible. Able to choose what suits us when making g a purchase Reviewed on: 10th June 2024

Great value with very low interest

Great value with very low interest Reviewed on: 10th June 2024

Always easy to use and navigate on the app.

Always easy to use and navigate on the app. Only issue I have is I got married in 2010 and my surname is now Allen bit it will not let me change my name on the account. Reviewed on: 10th June 2024

Mr Kishore

Very good in Coustmer service sorted out your problems you have and deal very fairly what you are facing with Reviewed on: 10th June 2024

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