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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174623)

My PayPal experience

I love PayPal credit an easy flexible way to have more time to pay for your purchases but safe as well. Reviewed on: 10th June 2024

I have never had any issues with PayPal credit but I...

I have never had any issues with PayPal credit but I’d love to know how to set up direct debit as I currently pay manually. Also I like the spreading of PayPal payments using PayPal credit Reviewed on: 10th June 2024

So easy to use on all platforms and very nice layout...

So easy to use on all platforms and very nice layout on the app Reviewed on: 10th June 2024

PayPal is a name you can rely on.

Always respect to emails and request and offers a brilliant and easy way to pay for goods. Reviewed on: 10th June 2024

PayPal credit helps me in travel and business thanks.

PayPal credit helps me in travel and business thanks. Great time. Reviewed on: 10th June 2024

Your service is average

Your service is quick but only when you press pay. Any problem about refund always take so long. But I quite like your credit service. Should have an option that remind people pay on time. I'm busy and always forget about due day. Reviewed on: 10th June 2024

It is so easy to use pay pal.

It is so easy to use pay pal. PayPal credit is great. Reviewed on: 10th June 2024

Paypal credit is a fantastic way of paying 0 percent...

Paypal credit is a fantastic way of paying 0 percent interest for 4 months without having to worry about huge fees they really do help out with my day to day life and provide a crutch when it comes to my bills Reviewed on: 10th June 2024

Paypal allows me to get everything I want immediatel...

Paypal allows me to get everything I want immediately and gives me time to pay up Reviewed on: 10th June 2024

I always had a good experience with PayPal credit, I...

I always had a good experience with PayPal credit, I use it quite often. It’s easy to use and never negatively impacted my credit score Reviewed on: 10th June 2024

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