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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174747 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174765)

I paypal is my main resource to pay my purchases, an...

I paypal is my main resource to pay my purchases, and I’m extremely happy to use it given the ease and security. Reviewed on: 10th June 2024

It’s fantastic and easy to use.

It’s fantastic and easy to use. I’d recommend it to anyone. Reviewed on: 10th June 2024

superb !

superb - lets me plan my expenditure with far more flexibility than a credit card. Reviewed on: 10th June 2024

It’s good to have credit and buy things with it

It’s good to have credit and buy things with it Reviewed on: 10th June 2024

Good for the unexpected

Very useful for when you need a little bit extra for unexpected expenditures. Reviewed on: 10th June 2024

Ease of payments with Paypal.

I find paypal easy to use, and the offering of payments over a longer period although optional has helped me purchase items that I probably would not have If I had to pay for full amount immediately. Reviewed on: 10th June 2024

Haven't had a issue.

Haven't had a issue. Easy to understand. Reviewed on: 10th June 2024

I Use PayPal credit for most online payments it’s ea...

I Use PayPal credit for most online payments it’s easy convenient and safe way to pay online fantastic platform I can’t praise enough would recommend everyone to open an account Reviewed on: 10th June 2024

Easy to use and can track the balance recommend

Easy to use and can track the balance Reviewed on: 10th June 2024

It’s great and easy to use

It’s very manageable to use and the 4 month 0% interest is great! Gives me time to pay it off in smaller bulks. It’s great overall Reviewed on: 10th June 2024

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