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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176122 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176165)

So easy to purchase items and pay safely

So easy to purchase items and pay safely Reviewed on: 11th June 2024

Customer service are slow and the fees are high in c...

Customer service are slow and the fees are high in comparison Reviewed on: 11th June 2024

Love PayPal

Very good costumer service and helpful! Love PayPal Reviewed on: 11th June 2024

I think it's great suits me for all my needs .

I think it's great suits me for all my needs . It comes in very handy for when things break down and you need something you can't afford to pull the cash out for and you can also spread the cost over 12 month Reviewed on: 11th June 2024

Tried to make a claim and was rejected

Tried to make a claim and was rejected, but then the company I opened the claim against refunded me as I had returned the items that Paypal did not agree with. So paypal was useless Reviewed on: 11th June 2024

Absolutely amazing as it’s free interest for 4 month...

Absolutely amazing as it’s free interest for 4 months giving me plenty of time to pay the full amount. Reviewed on: 11th June 2024

Great Interest Free Deals

Very convenient and some great interest free deals available Reviewed on: 11th June 2024

I great thing about PayPal is it's very safe, any pr...

I great thing about PayPal is it's very safe, any problems or worries and customers service is brilliant and easy to get hold of, I always use PayPal if the option is there it's so quick easy and safe. Reviewed on: 11th June 2024

Couldn’t be happier

I got approved with low credit as I had just started off and applied through PayPal to get some tech on finance, I was accepted without issue and for the past 2 years, they have increased my credit limit several times and I’ve never had an issue setting direct debits up, paying or getting issues resolved. Reviewed on: 11th June 2024

Straight forward.

Straight forward. No issues. Got 3 months interest free. Reviewed on: 11th June 2024

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