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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176271)

Paypal, the ultimate "I have your back" company.

I have used paypal for years now for multiple reasons and have never had a single issue at all with them. In fact they have helped me on numerous occasions regarding any monetary issues I have had and made the entire experience an absolute breeze. Couldn't think of a better place to manage my money and my accounts. Reviewed on: 11th June 2024

Excellent way to be able to pay for things over an e...

Excellent way to be able to pay for things over an extended period, easy to set up with welcome reminders for payments etc. Reviewed on: 11th June 2024

Helped me budget

Helped me budget my money and helped my credit rating go up too. Reviewed on: 11th June 2024

I have been using the PayPal for a lot of it's servi...

I have been using the PayPal for a lot of it's services.....never faced an issue. Reviewed on: 11th June 2024

I have PayPal from many years v secure and convenien...

I have PayPal from many years v secure and convenient to use Reviewed on: 11th June 2024

reliable

shopping experience is good, return and refund is smooth Reviewed on: 11th June 2024

flexible payment options and...

PayPal credit provides flexible payment options and is accessible and used by majority of retailers , which is very helpful and a strong benefit Reviewed on: 11th June 2024

Have been using for years.

Have been using for years. Brilliant. So safe. Easy to use. Would highly recommend Reviewed on: 11th June 2024

Great range of payments available.

Very helpful for when you’re stuck and need help paying for a few bits. Also have a great range of places to use it on. Reviewed on: 11th June 2024

Worry free. Reliable protection. Smart spending.

Shopping protection is the great feature of PayPal. Worry free. The credit can help me to spread the cost along months. Reviewed on: 11th June 2024

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