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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176482)

PayPal is an excellent option to make payments, send...

PayPal is an excellent option to make payments, send money and borrow money. Reviewed on: 12th June 2024

Been hugely easy to use and customer service extreme...

Been hugely easy to use and customer service extremely helpful and professional Reviewed on: 12th June 2024

Wonderful experience

Good experience, quick payment method, PayPal credit and card installment options are nice and give you flexibility. Reviewed on: 12th June 2024

PayPal credit is a very useful feature allowing extr...

PayPal credit is a very useful feature allowing extra time to spread the cost for special purchases. It's also very easy to control your payments. Reviewed on: 12th June 2024

Spread the Cost of Purchases

PayPal Credit has been a game changer for me in regards to spreading the cost of purchases £100+ interest free over 4 months. I use the option wherever possible and also now use a Curve card linked to my account to do this with physical purchases too Reviewed on: 12th June 2024

10yrs trusted partnership with bad n good memories

I'm using PayPal for about 10 years. In the beginning there was some security issues. Scammers could breach the security from other sites like Google Pay. I had some experience like that. Though I was scammed but I got full support from PayPal to get back those money. Those cases which were because of Google pay and PayPal wasn't involved I couldn't recover. But in last few years the security has been increased a lot with two step verification and biometrics. We can use PayPal safely now. Reviewed on: 12th June 2024

Top nocturnal

Top nocturnal! Very satisfying using PayPal you know your. Money is safe if seller items are not satisfactorily for you. Reviewed on: 12th June 2024

PayPal credit is easy and fast to use.

PayPal credit is easy and fast to use. It allows you to spread the cost of items over several months with absolute ease. Reviewed on: 12th June 2024

I always use PP for online payments, it is the safe...

I always use PP for online payments, it is the safest way to purchase online. They offer ways to ensure you can spread the cost of larger payments. They are always there for you Reviewed on: 12th June 2024

Have you met my pal, PayPal?

They came through for me in time of need and have been consistent in exceeding my expectations. Their customer services are exceptional and they are detailed in their explanations of transactions and individual experiences. They are really a pal! Reviewed on: 12th June 2024

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