Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176562)

Easy to use,quick transaktions,user frendly

Easy to use,quick transaktions,user frendly Reviewed on: 12th June 2024

Easy to use and hassle free

PayPal credit is really easy to use and gives you good options for making purchases. The app is fantastic and tells you everything you need to know about your credit and what needs to be paid by when. Just all round fanatic. Reviewed on: 12th June 2024

Simple to use.

Simple to use. Easy to understand.Great rates Reviewed on: 12th June 2024

I love the app and how clear it it to see where is y...

I love the app and how clear it it to see where is your money being spent Reviewed on: 12th June 2024

So easy to use, no questions not answered

So easy to use, no questions not answered Reviewed on: 12th June 2024

Brilliant and easy to manage

Brilliant would recommend to anyone Reviewed on: 12th June 2024

I trust PayPal in every way.

I trust PayPal in every way. Easy to use and the security is excellent. I love PayPal credit. Reviewed on: 12th June 2024

I love the interest free credit.

I love the interest free credit. Gives me time to pay for large items. Easy to set up. And easy you can pay it off quicker. Reviewed on: 12th June 2024

Fabtastic & easy to get started.

Fabtastic & easy to get started. Perfect for shopping online & returns Reviewed on: 12th June 2024

Wonderful service.

Wonderful service. I have used it for shopping above £100 free for 4months. I wish they reduce the minimum purchase to £20 or £50. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98024 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub