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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176618)

PayPal is safe and fast means of transferring money

PayPal is safe and fast means of transferring money Reviewed on: 12th June 2024

Amazing services with good pay back interests

Amazing services with good pay back interests Reviewed on: 12th June 2024

Never had a problem with PayPal credit really helpfu...

Never had a problem with PayPal credit really helpful to our family we love it when you can’t afford an item at the time there’s PayPal credit to take the problem away so I give 5 stars the highest I can give Reviewed on: 12th June 2024

Amazing!

I've been using PayPal Credit for a while now, and it’s been a really handy tool for managing my finances. The integration with my PayPal account is seamless, making it super easy to use when shopping online. One of the best features is the option to spread out payments over a few months without incurring any interest, as long as you pay it off in full within the set period. This has been a lifesaver for larger purchases. Reviewed on: 12th June 2024

Excellent option

Very easy to us and a welcome addition to a credit option Reviewed on: 12th June 2024

Love PayPal when buying from overseas especially but...

Love PayPal when buying from overseas especially but use it anywhere for peace of mind. Reviewed on: 12th June 2024

Trusted and safe ways to pay ...

I always use PayPal especially with internet purchases where I’ve not used them before as I know I’m protected if I don’t receive the items which has happened before excellent service Reviewed on: 12th June 2024

Credit instantly paid into my account

Credit instantly paid into my account Reviewed on: 12th June 2024

I use PayPal for all my online shopping because they...

I use PayPal for all my online shopping because they provide amazing security Reviewed on: 12th June 2024

Easy to use and manage, I’m happy with how the app w...

Easy to use and manage, I’m happy with how the app works and how straightforward it is. Compared to other credit cards that have old websites and not a lot of options I am please to use PayPal credit for all of my purchases online being so secure Reviewed on: 12th June 2024

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