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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176697)

Flexible secure way to purchase items interest free,...

Flexible secure way to purchase items interest free, either by choosing to pay in three or on credit option.Easy way to pay friends and family. Reviewed on: 12th June 2024

A fair, trustworthy company.

Bought multiple items on different occasions, sometimes the more expensive things I needed, made affordable with pay over installments with interest free payments is honestly is so great. Can not be more fair and extremely trustworthy. I use paypal where ever I can. Iv even started adding funds every month to save for the bigger purchases and Christmas/ birthday gifts. Just so easy and convenient. Reviewed on: 12th June 2024

Great in emergencies

Easy to set up and use, conditions are clear if you bother to read them. Great way to get something in a hurry and funds dont allow at the time, but remember to budget for the monthly repayment, you can also make additional payments easily to clear your debt quicker..... however, direct debit payments are usually taken a few days after the date shown.... This may either help or hinder those on a tight budget trying to keep track of their bank accounts Reviewed on: 12th June 2024

Love it, always using paypal for purchasing online

Love it, always using paypal for purchasing online Reviewed on: 12th June 2024

Easy to use and navigate.

Easy to use and navigate. Great customer service ! Reviewed on: 12th June 2024

I don't purchase online if the comoany does not offe...

I don't purchase online if the comoany does not offer Paypal as a payment option. I feel it is secure and any disputes I have are dealt with promptly. Reviewed on: 12th June 2024

Good, well secure and quick to make payments

Good, well secure and quick to make payments Reviewed on: 12th June 2024

No issues when using pay pal credit.

No issues when using pay pal credit. Simple to use and very clear! Reviewed on: 12th June 2024

PayPal is always ready to use and if you need anythi...

PayPal is always ready to use and if you need anything just a phone call away Reviewed on: 12th June 2024

Uncomplicated and easy to use

Straight forward, easy to use and very professional Reviewed on: 12th June 2024

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