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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176774)

Works and doesn't charge me if its paid up every mon...

Works and doesn't charge me if its paid up every month Reviewed on: 12th June 2024

Quick and easy to use

It is really easy to pay monthly and most online and in-store retailers take it as payment. Always good offer on. Makes it easier when you need to pay large amounts monthly. It helps when you need items quickly but have not been paid . Washing machine or anything. You are not limited with pay pal nor do you have to fill in hundreds of forms to get it Reviewed on: 12th June 2024

Great service

I had a retailer problem and PayPal investigated and found in my favour Reviewed on: 12th June 2024

No reminder that a payment was due.

No reminder that a payment was due. Just took £12 due to one days late payment when I was ill! Reviewed on: 12th June 2024

reduced credit limit to unsatisfactory limit

Was good but when they changed they reduced my credit limit from 1200 to 200 even tho I never missed a payment disappointed tbh haven’t used since Reviewed on: 12th June 2024

Straight forward no tricky questions

Straight forward no tricky questions Reviewed on: 12th June 2024

Good for everything I'm so happy

Good for everything I'm so happy Reviewed on: 12th June 2024

PayPal go above and beyond to help you

PayPal are wondering very help full customer service and will go above and beyond to help you Reviewed on: 12th June 2024

The process is very easy.

The process is very easy. It is an excellent fallback if you are unable to purchase something and pay outright. Reviewed on: 12th June 2024

Would recommend

I have found it to be good service and also easy to use. I would recommend using PayPal credit to others. Reviewed on: 12th June 2024

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