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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176846)

I use PayPal for most of my shopping as well as ebay...

5
I use PayPal for most of my shopping as well as ebay sells. It's easy and quick to use. I love 3 interest free payment options as it helps tp spread the cost without having to use my credit cards. Reviewed on: 12th June 2024

The help team at PayPal are great.

5
The help team at PayPal are great. They gave me back the money for a fraudulent transaction straight away. PayPal credit is also a life saver at the end of the month! Reviewed on: 12th June 2024

Very good service

5
Very good service and would definitely recommend to toners Reviewed on: 12th June 2024

I've been very satisfied with PayPal.

5
I've been very satisfied with PayPal. The app interface is incredibly easy to navigate, making transactions smooth and efficient. Whether I'm sending money to friends, making online purchases, or managing my account, everything is straightforward and user-friendly. PayPal has made managing my finances so much more convenient! Reviewed on: 12th June 2024

No issues, very easy to deal with

5
No issues, very easy to deal with Reviewed on: 12th June 2024

PayPal is always helpful

5
PayPal is always helpful, I have never been disappointed Reviewed on: 12th June 2024

Easy to use safer way to pay for stuff

5
Easy to use safer way to pay for stuff Reviewed on: 12th June 2024

Very good been using paypal for years

5
Very good been using paypal for years Reviewed on: 12th June 2024

Always super easy to use seamless system with easy u...

5
Always super easy to use seamless system with easy user interface. Transactions present properly and give enough detail to review post payment Reviewed on: 12th June 2024

Easy to use and safe.

5
Easy to use and safe. Great pay in service as well as PayPal credit Reviewed on: 12th June 2024

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