Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176875 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176902)

Life saver

I love being able to get things we really need but use the pay in 3s it's been a life saver Reviewed on: 12th June 2024

Great way to make purchases if I want to pay over time.

Great way to make purchases if I want to pay over time. It's quick and easy and I never have a problem getting approved. It's also easy to make payments and setup payments for the future. It's been a big help when we needed large items for the family or even things like school clothes. Thank you! Reviewed on: 12th June 2024

Can't praise it enough.

Can't praise it enough. Assisted me to complete a home improvement project with no stress regarding interest and gave me some breathing space. Thank goodness for Paypal credit. Reviewed on: 12th June 2024

Always plany of time to pay and low rate

Always plany of time to pay and low rate Reviewed on: 12th June 2024

I've had pay in 3 a few times now never had a problem.

I've had pay in 3 a few times now never had a problem. Very quick and easy to do. Reviewed on: 12th June 2024

Never had a problem.

Never had a problem. Even when contacting them, they're always helpful and polite. The app itself is clear but concise- giving exactly what you need but not overloading you with complexity or useless information Reviewed on: 12th June 2024

good ok quickly ,frendly,helpy,useful

good ok quickly ,frendly,helpy,useful Reviewed on: 12th June 2024

Never had any issues with PayPal, easy to use

Never had any issues with PayPal, easy to use Reviewed on: 12th June 2024

PayPal is trustworthy

PayPal is trustworthy and always offers suitable for me Reviewed on: 12th June 2024

PayPal is an excellent service

PayPal is an excellent service along with excellent customer service Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98258 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub