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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176959)

Simple and quick

5
It's simple, quick and you know you have buyer protection. It's my favourite way to buy and I love all the choices, whether I pay upfront, in 3 or on credit and I can decide what and when to pay. Reviewed on: 12th June 2024

The review

4
It is just fine. I use ot everyday. It is useful and fast. Reviewed on: 12th June 2024

Overall great excellent customer care

5
Overall great excellent customer care Reviewed on: 12th June 2024

PayPal credit has been great especially giving the o...

5
PayPal credit has been great especially giving the option of paying within specific time frame for 0% interest. It’s easy easy to set it up Reviewed on: 12th June 2024

Feed back

5
Easy to pay and good response from customer support Reviewed on: 12th June 2024

No alarms and no surprises, I like pp credit for it'...

5
No alarms and no surprises, I like pp credit for it's ease of use Reviewed on: 12th June 2024

It’s been good no problems always reliable.

4
It’s been good no problems always reliable. Reviewed on: 12th June 2024

Smooth experience and makes payments faster.

5
Smooth experience and makes payments faster. App has gotten even more user friendly now. Reviewed on: 12th June 2024

Excellent services

5
Good reliable service, responsive and secure, I’ve not experienced any issues in using their services over several years Reviewed on: 12th June 2024

Overall very good, cannot fault it.

5
Overall very good, cannot fault it. Reviewed on: 12th June 2024

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