Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177006)

Has helped me when I was struggling.

5
Has helped me when I was struggling. Reviewed on: 12th June 2024

Love PayPal credit!

5
Love PayPal credit! Simple easy checkout!! Use it everytime I shop online! Reviewed on: 12th June 2024

Good payment plans

5
It’s been brilliant for when it’s came to purchasing things, and very helpful, only had a problem once trying to pay for something but then it was solved after a few hours. I have found things very easy to use. Reviewed on: 12th June 2024

There are some people who use fake accounts and requ...

4
There are some people who use fake accounts and request money from paypal . They should be detected and removed Reviewed on: 12th June 2024

Paypal review Excellent

5
Excellent in service and scircumstances Reviewed on: 12th June 2024

Very quick and easy!

5
Very quick and easy, I bought a laptop and paid over a year! It’s easy to see your balance on the app, and the security seems to be very robust Reviewed on: 12th June 2024

It offers hassle-free 3-month payment opportunity an...

5
It offers hassle-free 3-month payment opportunity and loan opportunity. I used both without any problems. A great application for installment payments. Reviewed on: 12th June 2024

Very easy to use and make purchases.

5
Very easy to use and make purchases. Reviewed on: 12th June 2024

I use PayPal for online purchases as I trust that my...

5
I use PayPal for online purchases as I trust that my transaction are safe and it gives me flexibility whether I choose to pay via my bank or use PayPal credit or spread the cost of a larger purchase. Reviewed on: 12th June 2024

Good service there is guarantee money back

4
Good service there is guarantee money back Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98335 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products