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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177043)

Efficient and stress free

5
It's so helpful when needing to buy flights and purchasing off online stores Reviewed on: 12th June 2024

PayPal is very efficient and straightforward.

5
PayPal is very efficient and straightforward. No hidden charges. It gives you payment options that allows you to choose and manage your finances without any additional hassle. I have introduced PayPal to friends and family members and its very helpful to them as well. Reviewed on: 12th June 2024

Convenient

5
Convenient with lots of partnerships that allow you to pay online Reviewed on: 12th June 2024

Excellent service

5
I use my PayPal credit account regularly and enjoy its wonderful service it’s easy to use and repay Reviewed on: 12th June 2024

Always helpful if problems arise easy service to use...

5
Always helpful if problems arise easy service to use and easier enough to transfer money Reviewed on: 12th June 2024

Help when needed

5
Allways there when I need it and it doesn’t brake the bank to pay it back Reviewed on: 12th June 2024

Safe and secure transactions

5
I have used pay pal for a long time now on many platforms and have always felt that my online shopping experience has been safe and secure Reviewed on: 12th June 2024

I've used paypal for many years I love the fact I fe...

5
I've used paypal for many years I love the fact I feel really secure using paypal I'm very happy with the service Like the fact that if anything goes wrong & I contact customer service they are very good at resolving the matter quickly Reviewed on: 12th June 2024

Interest free 3 months on purchases

5
Great, interest free 3 months on purchases over £100 is great Reviewed on: 12th June 2024

Paypal always provides a top class service

5
Paypal always provides a top class service Reviewed on: 12th June 2024

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