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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177077)

Good customer service Advisers friendly

5
Good customer service Advisers friendly Reviewed on: 12th June 2024

Always use 4 months interest free if I'm looking to...

5
Always use 4 months interest free if I'm looking to use a short term credit, comes in very handy. Reviewed on: 12th June 2024

PayPal makes it easy to pay for things online withou...

5
PayPal makes it easy to pay for things online without being scared of losing your card details to fraud. Not all businesses know how to comply with GDPR requirements and therefore cannot be trusted to store card details. Reviewed on: 12th June 2024

PayPal are reliable and dependable

5
PayPal are reliable and dependable Reviewed on: 12th June 2024

Never had problem with using the app and it good at...

5
Never had problem with using the app and it good at keeping you upto date Reviewed on: 12th June 2024

Paypal pay in three! best thing ever

5
Paypal pay in three Reviewed on: 12th June 2024

Paypal helped me rebuild my credit after divorce pus...

5
Paypal helped me rebuild my credit after divorce pushed me into bankruptcy... Awesome service Reviewed on: 12th June 2024

I find it very good for protected purchases online.

5
I find it very good for protected purchases online. It's straightforward I'm updated and can pay extra when I want Reviewed on: 12th June 2024

I dont find it easy to get in touch and feel that co...

5
I dont find it easy to get in touch and feel that could be improved. Reviewed on: 12th June 2024

Great nice very beautiful xxxxxxx and lovely than...

5
Great nice very beautiful xxxxxxx and lovely thanks bhuffyhujjhgfgghhhhh Reviewed on: 12th June 2024

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