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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177203)

I trust PayPal as it is reliable

5
I trust PayPal as it is reliable Reviewed on: 12th June 2024

Fast easy and convenient way to pay without giving c...

5
Fast easy and convenient way to pay without giving card details Reviewed on: 12th June 2024

Easy to use and 3 months no interest on big buys is...

5
Easy to use and 3 months no interest on big buys is so helpful Reviewed on: 12th June 2024

Best and easiest credit out there.

5
Best and easiest credit out there. Reviewed on: 12th June 2024

Great and easy to use, helps sending money to family...

5
Great and easy to use, helps sending money to family and friends instead of having to carry cash etc. I’ve used PayPal for a long time and wouldn’t go back to not using it. Well done Paypal!! Reviewed on: 12th June 2024

Customer service is excellent and they answer your q...

5
Customer service is excellent and they answer your questions/ queries with absolute clarity and understanding. Reviewed on: 12th June 2024

Very easy application and easy to use.

5
Very easy application and easy to use. Good updates about payments also. Reviewed on: 12th June 2024

Ease of use,great customer service , can use for lot...

5
Ease of use,great customer service , can use for lots of purchases Reviewed on: 12th June 2024

Never any problem with payments or refunds.

5
Never any problem with payments or refunds. Reviewed on: 12th June 2024

I find it is a secure way to pay without having to a...

5
I find it is a secure way to pay without having to add my bank details to different websites. Reviewed on: 12th June 2024

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