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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178443 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178463)

Always used when the option is there especially for...

Always used when the option is there especially for ebay purchases Reviewed on: 13th June 2024

Easy to use, low apr, brilliant!

Easy to use, low apr, brilliant! Reviewed on: 13th June 2024

Easy to use

Easy to use. Always prompt resolutions to any issues Reviewed on: 13th June 2024

Really easy to use.

Really easy to use. Great app! Pay online instantly or manage your payments by credit or pay in three Reviewed on: 13th June 2024

Its a excellent service can buy stuff easily

Its a excellent service can buy stuff easily Reviewed on: 13th June 2024

It’s amazing and very easy.

It’s amazing and very easy, which is very handy to use whenever it comes to recommending it to my family. Reviewed on: 13th June 2024

Good stuff works well I use it often

Good stuff works well I use it often Reviewed on: 13th June 2024

Nobody does it like PayPal!

I trust PayPal more than any other provider. Customer service is always impeccable with agents going above and beyond, the app/website is super easy to use, and I have never experienced any kind of security issues. I have been a customer since I’ve been old enough to be and I always will be moving forward. Reviewed on: 13th June 2024

Holiday pay

When I book a holiday I always check if I can pay with PayPal Credit. It's so reliable and effective. Reviewed on: 13th June 2024

The best!

I didn't have any problems still now all good. Reviewed on: 13th June 2024

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