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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178347 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178390)

Very good service and easy to use.

Very good service and easy to use. Reviewed on: 13th June 2024

I used PayPal credit last year

I used PayPal credit last year when I wanted to make a big purchase but didn’t have the funds straight away. It was quick and easy and I had no problems at all Reviewed on: 13th June 2024

I find PayPal credit an easy way to pay

PayPal credit easy and simple to use Reviewed on: 13th June 2024

Easy to use.

Easy to use. Quick and easy service Reviewed on: 13th June 2024

I have used PayPal for years .

I have used PayPal for years . I feel very comfortable using PayPal I have never had anything go wrong. Better still you feel safer paying with PayPal as there’s no giving out of bank details to all different sites. I would highly recommend using PayPal. Reviewed on: 13th June 2024

First class service

First class service, customer service good to respond. Reviewed on: 13th June 2024

PayPal Credit

PayPal Credit has low interest rate and is great help Reviewed on: 13th June 2024

Love PayPal

I love it, just wish you had an actual card you could use in your hand. And also wish more places had it as a payment method Reviewed on: 13th June 2024

PayPal is an excellent way to make payments it’s rel...

PayPal is an excellent way to make payments it’s reliable. Reviewed on: 13th June 2024

My experience has be brilliant

My experience has be brilliant, does want i need. Reviewed on: 13th June 2024

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