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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178273 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178289)

great way of paying ouick and simple

great way of paying ouick and simple Reviewed on: 13th June 2024

Good experience.

Good experience. Easy to use and manage. No issues with payments. Good service. Reviewed on: 13th June 2024

Highly recommend for credit

Easy to apply & Good credit limits, can use the credit in lots of various places which is fabulous. Easy to use and navigate the app. Good customer service if needed. Reviewed on: 13th June 2024

Always great customer service and I like the safety...

Always great customer service and I like the safety and security of paypal! Reviewed on: 13th June 2024

Amazing people.

Amazing people. Very helpful and kind Reviewed on: 13th June 2024

Very happy with the service and you get a decision s...

Very happy with the service and you get a decision straight away. Reviewed on: 13th June 2024

Really easy to budget

Really easy to use and keep an eye on your payments and budget your spending Reviewed on: 13th June 2024

Fabulous to deal with

Very very helpful to hen my bank let me down Good job guys Reviewed on: 13th June 2024

All great any problems i had ot has been easily solv...

All great any problems i had ot has been easily solved, and explained Reviewed on: 13th June 2024

Very accessible and convenient!

PayPal Credit is very accessible and convenient! I have had a very positive experience over the years using PayPal Credit as I feel everything is on my terms and it’s so easy to use and keep track of on the amount I’m spending through the website or the app, I use both depending on whether I’m on my computer or phone at any given time. Highly recommended!! Reviewed on: 13th June 2024

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