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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174263 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174264)

Very straightforward and easy to easy to use and my...

Very straightforward and easy to easy to use and my go to priority and I would 100% recommend it as number 1 Reviewed on: 7th June 2024

The easiest way to pay hands down

The easiest way to pay hands down Reviewed on: 7th June 2024

PayPal credit is simple and accessible

PayPal credit has been extremely easy and straight forward for me to use. It allowed me the flexibility with my finances for larger purchases and made life a lot less stressful trying to manage. I like the fact it’s only so it’s easy to use and a lot of retailers allow the option to pay with PayPal also. Always a positive experience when I use my PayPal credit and I can pay it back in instalments/ amounts that suit me and my needs. Reviewed on: 7th June 2024

Very good i love it

Very good excellent, very helpful Reviewed on: 7th June 2024

I have amazing experience using the paypal for onlin...

I have amazing experience using the paypal for online transfers paypal credit and pay in 3. Reviewed on: 7th June 2024

Very helpful and friendly service.

Very helpful and friendly service. Easy to use website. Reviewed on: 7th June 2024

Easy to use, very convenient.

Easy to use, very convenient. Accepted by many sites Reviewed on: 7th June 2024

Amazing service.

Amazing service. Trustworthy institution. Reviewed on: 7th June 2024

Easy to use and helps out with bills

Easy to use and helps out with bills Reviewed on: 7th June 2024

Easy to use quick and simple there if you need...

Easy to use quick and simple there if you need it Reviewed on: 7th June 2024

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