Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174243)

All very positive.

All very positive. The fact that I have not had to contact them says it all. Reviewed on: 7th June 2024

Helpful at times when access to extra funds is needed

Helpful at times when access to extra funds is needed Reviewed on: 7th June 2024

Easy transactions straight forward payments quick re...

Easy transactions straight forward payments quick response when asking questions Reviewed on: 7th June 2024

I am very happy to using paypal is very comfortable...

I am very happy to using paypal is very comfortable to pay and is very saved. Reviewed on: 7th June 2024

The best place to send, recieve and borrow

When i have brought items that have turned out to be a scam, paypal have helped me recover my money. They also do 0% interest credit which helped ensure i could give everyone the Christmas they deserved. Its quick and easy to use, and i am able to send money to people without having to exchange banking details or set it up in banking apps. Reviewed on: 7th June 2024

Always helped if I needed support or disputed transa...

Always helped if I needed support or disputed transactions Reviewed on: 7th June 2024

I like that they check you can afford payments and I...

I like that they check you can afford payments and I like the choice and ease it is to use Great service without the faff Reviewed on: 7th June 2024

Absolutely faultless

Absolutely faultless method of paying and receiving money. Very happy Reviewed on: 7th June 2024

I've had a really good experience with PayPal credit

I've had a really good experience with PayPal credit Reviewed on: 7th June 2024

Get refund quicker- looks after customer

Get refund quicker. They communicate effectively Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96397 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub