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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174222 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174223)

Responsible lending and regular payment reminders

Responsible lending and regular payment reminders Reviewed on: 7th June 2024

Use frequently for payments as its safe

Use frequently for payments as its safe Reviewed on: 7th June 2024

Amazing service and so easy to use

Amazing service and so easy to use Reviewed on: 7th June 2024

Never had an issue

I’ve used PayPal for years and have never had an experience to complain about Reviewed on: 7th June 2024

Very easy to use and deal with.

Very easy to use and deal with. Friendly staff and easy to get a hold of. Reviewed on: 7th June 2024

Overall always have a good experience

Overall always have a good experience Reviewed on: 7th June 2024

Never had an issue using PayPal, I recently bought a...

Never had an issue using PayPal, I recently bought a phone using a 24 month offer which saves me a small fortune Reviewed on: 7th June 2024

excellent service

I’ve had pay pall credit for over 7years and I’ve found it extremely useful. The interest free over 4 months is an added bonus. Reviewed on: 7th June 2024

Easy to manage money

Easy to manage, linked to my bank acct, app is secure and holds important info and is simple to use. Reviewed on: 7th June 2024

I’m happy with the service, PayPal are very helpful

I’m happy with the service, PayPal are very helpful Reviewed on: 7th June 2024

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