Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174187)

Easy to use and reliable also offer good promotions

Easy to use and reliable also offer good promotions Reviewed on: 7th June 2024

Easy to use!

Easy to use! Provides peace of mind for unexpected purchases. Reviewed on: 7th June 2024

Something you can count on

Customer is easy to reach,. When i have problems with my purchased ,it's very helpful to raise a despute and money back guaranteed. Paypal is something you can count on. Excellent Reviewed on: 7th June 2024

Love the no interest for 4 months and how easy it is...

Love the no interest for 4 months and how easy it is to make payments through the app Reviewed on: 7th June 2024

Never had issues with PayPal, 5*

Never had issues with PayPal and have always had my issues resolved within the hour if I had any. Reviewed on: 7th June 2024

Always use PayPal for online purchases

Always use PayPal for online purchases Reviewed on: 7th June 2024

Always use PayPal where else do you get 4 months int...

Always use PayPal where else do you get 4 months interest free and protection on your purchases,custome support is also very responsive Reviewed on: 7th June 2024

Very easy to use and save.

Very easy to use and save. Credit option is very useful and repayments are very flexible. Reviewed on: 7th June 2024

So easy to use can be used for so many companies and...

So easy to use can be used for so many companies and is quick and safe Reviewed on: 7th June 2024

Trustworthy

PayPal has been extremely helpful and reliable Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96354 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub